THIS AGREEMENT WAS LAST UPDATED ON JANUARY 12, 2015.
What is Personally Identifiable Information
"Personally identifiable information" is information that we can use to identify you as an individual. Personally identifiable information includes your name, address, telephone number and any other information that is connected with your identity.
Information We Collect
Currently certain content and tools on the OptionMonster.com web site, such as delayed stock quotes, links and basic worksheets and calculators, are available to all users without registration. OptionMonster does not collect any personally identifiable information from you when you visit these areas of the OptionMonster.com web site.
In order to access some of the more specialized features of the OptionMonster.com web site, such as news articles and webcasts, you must be a registered OptionMonster.com web site member. When you register with OptionMonster.com, we collect personally identifiable information from you that may include your name, email address, city, state and zip code, as well as other information, such as your gender, age, occupation, personal interests and similar information.
In addition, when you use certain specialized features offered to registered OptionMonster.com web site members, OptionMonster.com may collect additional information about you, such as credit card information, stock and fund information, financial information, employment information and other personally identifiable information. For example, if you create a personalized portfolio, you will need to provide stock or fund ticker symbols and financial information relating to the stocks or funds you wish to track. Also, if you register for a fee-based premium service or you purchase OptionMonster products, OptionMonster may collect credit card information, as well as, certain additional information required by the NYSE and NASDAQ Exchanges.
Promotions and Surveys
Contests, sweepstakes, other promotions or surveys may be offered on the OptionMonster.com web site. In conjunction with such sweepstakes, promotions or surveys, we may ask OptionMonster.com participants for personally identifiable information related to the topic of the survey, entry in the promotion, prize notification or fulfillment. For example, we may ask entrants in OptionMonster.com sweepstakes for their mailing address, telephone number, and other information that may be used to pick and notify winners.
Information From Third Party Sources
OptionMonster may on occasion combine information we receive online with information we have obtained through third party sources to enhance our ability to market those products or services that may be of interest to you.
Web Site Usage Information
OptionMonster automatically collects IP addresses and web site usage information from you when you visit the OptionMonster.com web site. This information helps us evaluate how our users navigate and use our web site.
Use of Information
OptionMonster uses personally identifiable information collected from you for the following general purposes:
- to fulfill your requests for specific products and services;
- to customize the content and advertising you see;
- to improve the design and content of our site;
- to contact you about special offers, products or services that may be of interest to you;
- to enter you in promotions at your specific request
- to provide you with customer service.
Information Sharing and Disclosure
OptionMonster may share or disclose personally identifiable information about you to other companies or individuals when:
- we have your consent to share the information;
- we utilize third party service providers to provide products, services or functions on our behalf (such as sending emails or processing credit cards), and require these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose(s) for which we hired them;
- we must comply with applicable laws, regulations, or legal or regulatory process; or
- in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of the OptionMonster.com business.
Aggregate information is information that we (or third party service providers on our behalf) collect about OptionMonster.com web site users on an anonymous basis. We may share aggregate demographic and usage information with our prospective and actual business partners, advertisers and other third parties.
Your OptionMonster.com registration information is password-protected for your privacy and security. The personally identifiable information we collect about you is stored in limited access servers. We maintain (directly and through our agents) physical, electronic and procedural security safeguards to protect your personally identifiable information.
Review and Correction
OptionMonster in the future will offer registered users the online ability to correct or update information that we have collected during the registration process. Currently we don't offer such a feature and will inform you once we do.
Due to the financial nature of our business, our web site is not designed to appeal to children under the age of 13. OptionMonster does not knowingly solicit any information from children nor do we knowingly market or otherwise target the OptionMonster.com web site or its products or services to children. If you are under the age of 13, please do not attempt to use or register on our web site.
Transfer to U.S.
If you are located outside of the United States, please note that the information you provide to us will be transferred to the United States. By registering with OptionMonster.com, you consent to this transfer.